Home care · Clear Creek County, CO
Home care in Clear Creek County
Clear Creek County is home to about 9,400 people, 1,980 of them 65 or older, spread across a county that is 100% rural. Distance is the quiet problem here: the adult child two towns over, the appointment an hour each way, the caregiver who has to drive it.
Below is what we'd tell a friend in Clear Creek County: what care costs here, who provides it, what the facility alternative actually looks like, and which programs pay.
Clear Creek County, in numbers
Full Colorado guide →Residents 65+
1,984
21.1% of the county.
Live with a disability
12.1%
About 1,123 people — the population most likely to need help at home.
Median household income
$90,350
20 hrs/week of care would run about 48% of it.
Certified agencies
11
Medicare-certified home health agencies serving local ZIPs; 8 rated, averaging 3★.
Sources: CDC/ATSDR Social Vulnerability Index 2022 (ACS 2018–2022), County Health Rankings 2024, and CMS Care Compare provider files.
What home care costs in Clear Creek County
Colorado's going rate for agency home care is around $42/hr. Twenty hours a week — four hours a day, five days a week, the most common schedule families start with — comes to roughly $3,600 a month, or $43,700 a year.
Median household income in Clear Creek County is $90,350 — that schedule runs about 48% of it. Manageable for some households here, and still worth checking whether a program can carry part of it.
Who provides care in Clear Creek County
11 Medicare-certified home health agencies serve ZIP codes in Clear Creek County. 8 of them carry a CMS quality star rating, averaging 3 out of 5. 10 report offering home health aide services.
One distinction worth getting straight before you call anyone: those are Medicare-certified home health agencies — skilled, doctor-ordered, intermittent care, usually a nurse or therapist visiting for a few weeks after a hospital stay. That is not the same as the hourly, non-medical help most families are actually looking for: bathing, dressing, meals, driving, company. Medicare pays for the first. It does not pay for the second.
The alternative, locally
There is no Medicare- or Medicaid-certified nursing home in Clear Creek County. The closest certified facilities are just over the line in Jefferson County, which has 23.
That changes the arithmetic. In a county with no facility, "moving Mom somewhere" means moving her out of the community she has lived in — away from her church, her neighbors, and the daughter who checks on her on the way home from work. Care at home here isn't only the preference. It is often the only option that keeps a family in the same place.
The Colorado programs that pay for care at home
- Elderly Blind & Disabled (EBD) Waiver (CDASS/IHSS)
- Community First Choice
Colorado runs 2 Medicaid pathways that pay for care at home instead of a nursing home. Each has its own income, asset, and care-need rules, and approval takes weeks to months — so the application is worth starting before the need becomes urgent.
How each Colorado program works →Caregiver training in CO
75 hrs
Minimum for certified aides (the federal minimum). Agencies are licensed by the CO Dept. of Public Health & Environment.
Choosing an agency in Clear Creek County
- Ask for the license. Colorado licenses home care agencies through the CO Dept. of Public Health & Environment. A legitimate agency shows its license without hesitating. One that changes the subject has told you something.
- Ask what the rate covers. Around $42/hr is typical in Colorado. A real agency's rate covers a trained, background-checked, insured caregiver plus supervision and backup staffing when your regular person is sick. A rate well under the local range usually means one of those is missing.
- Start the clock early. Clear Creek County is served by 11 certified agencies, so the honest answer to "when can you start?" is often two to three weeks. If you're planning around a discharge date, call before the discharge, not after.
- Ask about Medicaid now, not later. If money is going to be the constraint, ask about Elderly Blind & Disabled at the first call. Approval takes weeks to months, and private pay is what bridges the gap — so the sooner the application starts, the smaller that bridge is.
Want to talk it through?
We provide care in the Milwaukee, WI area — but we’re glad to help any family think through the options in Clear Creek County.
Clear Creek County home care questions, answered
How much does home care cost in Clear Creek County, CO?
Agency home care in Colorado runs around $42/hr for private pay. At 20 hours a week that is about $3,600 a month. For context, median household income in Clear Creek County is $90,350. Rates move with the level of care and the schedule — short daily visits cost more per hour than long shifts.
Does Medicare pay for home care in Clear Creek County?
Medicare pays for skilled home health — a nurse or therapist, doctor-ordered, for a limited stretch, usually after a hospital stay. 11 Medicare-certified agencies serve Clear Creek County. Medicare does not pay for the hourly, non-medical help most families want — bathing, dressing, meals, driving, company. For that, the money comes from private pay, long-term care insurance, VA benefits, or Colorado Medicaid.
Does Medicaid pay for home care in Clear Creek County?
Yes — for people who qualify. Colorado runs Medicaid programs that pay for care at home instead of a nursing home: Elderly Blind & Disabled (EBD) Waiver (CDASS/IHSS), Community First Choice. Income, asset, and care-need rules apply, and approval usually takes weeks to months, so apply before you need it.
How are caregivers trained and vetted in Colorado?
Certified home health aides in Colorado complete at least 75 hours of training, the federal minimum. The state licenses home care agencies through the CO Dept. of Public Health & Environment, so ask to see an agency's license before you hire.
Are there nursing homes in Clear Creek County?
No — there is no certified nursing home in Clear Creek County. Families here who need facility care have to look to a neighboring county, which is part of why home care matters more in places like this than the brochures suggest.
Does Juniper at Home provide caregivers in Clear Creek County?
Not directly — our own caregivers serve the Milwaukee area of Wisconsin. This page is a free guide for Clear Creek County families: what care really costs here, who provides it, and which programs can help pay.
Bordering counties in Colorado