How to pay
Paying for home care, without the maze
There are four real ways families pay for home care. Here they are in plain English — then pick your state for the programs, rules, and costs where you live.
Private pay
Most families start here: paying the hourly rate directly, like any other household bill. It's the simplest path, and the only one with zero paperwork. Our rates are published — no surprises.
See our rates →Medicaid home & community programs
Every state runs Medicaid programs that pay for care at home instead of a nursing home — often called HCBS waivers. Income and care-need rules apply, and the program names change at every state line. Your state's guide below names yours.
VA benefits
Wartime veterans and surviving spouses may qualify for Aid & Attendance — a monthly benefit that can go toward home care. Most eligible families have never heard of it. We'll help you get organized to apply.
Veterans home care →Long-term care insurance
If your parent bought a long-term care policy years ago, it likely covers home care — but claiming it means care logs, invoices, and patience. We handle that paperwork for our clients every month.
Pick your state
Program names, typical hourly costs, and aide-training rules are different in every state. Each guide covers yours in plain English.
We untangle this with families every week
If you're near Milwaukee, book a free assessment and bring your questions about paying for care — Medicaid, VA, insurance, all of it. We'll tell you what's realistic.
Good at caring for people?
We’re hiring caregivers and home health aides across Milwaukee County — pay published, schedules that respect your life.