Home care · Murray County, MN
Home care in Murray County
Murray County is the eighth-oldest county in Minnesota: 25.9% of the 8,200 people who live here are 65 or older, about 2,120 residents. That shapes everything about care here — the demand for it, the wait for it, and how far families drive to find it.
Below is what we'd tell a friend in Murray County: what care costs here, who provides it, what the facility alternative actually looks like, and which programs pay.
Murray County, in numbers
Full Minnesota guide →Residents 65+
2,118
25.9% of the county — the eighth-highest share of Minnesota's 87 counties.
Live with a disability
12.5%
About 1,013 people — the population most likely to need help at home.
Median household income
$68,665
20 hrs/week of care would run about 67% of it.
Certified agencies
3
Medicare-certified home health agencies serving local ZIPs; 3 rated, averaging 4★.
Sources: CDC/ATSDR Social Vulnerability Index 2022 (ACS 2018–2022), County Health Rankings 2024, and CMS Care Compare provider files.
What home care costs in Murray County
Minnesota's going rate for agency home care is around $44/hr. Twenty hours a week — four hours a day, five days a week, the most common schedule families start with — comes to roughly $3,800 a month, or $45,800 a year.
Median household income in Murray County is $68,665, so that schedule would consume about 67% of a typical household's entire income. This is the number that sends most families looking for help paying, and it is why the programs below matter more than any brochure.
Who provides care in Murray County
3 Medicare-certified home health agencies serve ZIP codes in Murray County. 3 of them carry a CMS quality star rating, averaging 4 out of 5. 3 report offering home health aide services.
That is above the Minnesota average of 3.05 — the agencies working here rate better than the state's typical. Worth knowing, because it means the local floor is higher than average, not that any single agency is a safe bet.
One distinction worth getting straight before you call anyone: those are Medicare-certified home health agencies — skilled, doctor-ordered, intermittent care, usually a nurse or therapist visiting for a few weeks after a hospital stay. That is not the same as the hourly, non-medical help most families are actually looking for: bathing, dressing, meals, driving, company. Medicare pays for the first. It does not pay for the second.
The alternative, locally
Murray County has 1 certified nursing home holding 46 certified beds, averaging 3 out of 5 on CMS's overall rating. About 34 people live in them on an average day.
The Minnesota programs that pay for care at home
- Elderly Waiver
- Community First Services & Supports (CFSS, formerly PCA)
Minnesota runs 2 Medicaid pathways that pay for care at home instead of a nursing home. Each has its own income, asset, and care-need rules, and approval takes weeks to months — so the application is worth starting before the need becomes urgent.
How each Minnesota program works →Caregiver training in MN
75 hrs
Minimum for certified aides (the federal minimum). Agencies are licensed by the MN Dept. of Health.
Choosing an agency in Murray County
- Ask for the license. Minnesota licenses home care agencies through the MN Dept. of Health. A legitimate agency shows its license without hesitating. One that changes the subject has told you something.
- Ask what the rate covers. Around $44/hr is typical in Minnesota. A real agency's rate covers a trained, background-checked, insured caregiver plus supervision and backup staffing when your regular person is sick. A rate well under the local range usually means one of those is missing.
- Start the clock early. Murray County is served by 3 certified agencies, so the honest answer to "when can you start?" is often two to three weeks. If you're planning around a discharge date, call before the discharge, not after.
- Ask about Medicaid now, not later. If money is going to be the constraint, ask about Elderly Waiver at the first call. Approval takes weeks to months, and private pay is what bridges the gap — so the sooner the application starts, the smaller that bridge is.
Want to talk it through?
We provide care in the Milwaukee, WI area — but we’re glad to help any family think through the options in Murray County.
Murray County home care questions, answered
How much does home care cost in Murray County, MN?
Agency home care in Minnesota runs around $44/hr for private pay. At 20 hours a week that is about $3,800 a month. For context, median household income in Murray County is $68,665. Rates move with the level of care and the schedule — short daily visits cost more per hour than long shifts.
Does Medicare pay for home care in Murray County?
Medicare pays for skilled home health — a nurse or therapist, doctor-ordered, for a limited stretch, usually after a hospital stay. 3 Medicare-certified agencies serve Murray County. Medicare does not pay for the hourly, non-medical help most families want — bathing, dressing, meals, driving, company. For that, the money comes from private pay, long-term care insurance, VA benefits, or Minnesota Medicaid.
Does Medicaid pay for home care in Murray County?
Yes — for people who qualify. Minnesota runs Medicaid programs that pay for care at home instead of a nursing home: Elderly Waiver, Community First Services & Supports (CFSS, formerly PCA). Income, asset, and care-need rules apply, and approval usually takes weeks to months, so apply before you need it.
How are caregivers trained and vetted in Minnesota?
Certified home health aides in Minnesota complete at least 75 hours of training, the federal minimum. The state licenses home care agencies through the MN Dept. of Health, so ask to see an agency's license before you hire.
Is home care better than a nursing home in Murray County?
It depends on the level of care needed, not on which one sounds nicer. Murray County's 1 certified facility averages 3 out of 5 stars on CMS ratings, against a Minnesota average of 3.15. Round-the-clock skilled nursing is something a facility does that home care cannot. But for help with bathing, meals, medication reminders, and company, care at home usually costs less and keeps someone in their own bed — and most people, asked plainly, say that is what they want.
Does Juniper at Home provide caregivers in Murray County?
Not directly — our own caregivers serve the Milwaukee area of Wisconsin. This page is a free guide for Murray County families: what care really costs here, who provides it, and which programs can help pay.
Bordering counties in Minnesota